If you were involved in a car accident, you may be confused, stunned, and have questions about how to proceed with your insurance company. Don’t contact your insurance representatives without reading this blog first.
Auto Insurance Representatives Are NOT Your Friends
When you call the insurance company to report a car accident, you will likely be greeted with a warm, comforting person on the other end of the line. Don’t be fooled by their tone—this person is NOT on your side.
Insurance companies are in the business of making money by closing claims; not helping people, like they want you to believe.
You see, insurance company representatives are thoroughly trained to trick you into making statements that can harm your claim later on. They know how to coax statements out of you that you would only say to someone you trust.
When speaking with the insurance company, always keep in mind that these people are not to be trusted.
Insurance Companies’ Shady Tactics
Insurance company representatives will say anything they can to get you to inadvertently admit fault to the accident.
It may surprise you, but it is quite common for insurance companies to throw their own policyholders under the bus. When you open a claim, it costs the insurance company money until the minute it’s closed.
In order to cut costs, it’s common for insurance companies to blame their own policyholders for accidents so that they can close claims more quickly and save money as a result. Not only that, they will actually profit off your misfortune by raising your future rates.
None of these shady practices are illegal, unfortunately. So, until the laws change, you must be extremely careful not to say anything to the insurance company that could ultimately hurt your case.
If you’ve been involved in a car accident, let our attorneys talk to the insurance company for you. Our team is highly skilled in car accident cases and we’ve helped many other people just like you attain justice. Don’t let the insurance company get one over on you, contact our office with your case right away.
Call Templeton Smithee Hayes Heinrich & Russell, LLP today. We represent clients in the Texas panhandle and Eastern New Mexico.