Do I Need a Lawyer to Speak with the Insurance Company?

Going through legal matters after a car accident can be complex, especially when you consider the communication necessary with an insurance company whose top priority is paying you as little as possible in compensation.

During the process, the insurance company may try to speak with you multiple times in an effort to get statements from you about the accident. Should you speak with them, though? For many reasons, you shouldn’t speak to the insurance company without a lawyer on your side.

Why You Shouldn’t Speak with the Insurance Company On Your Own

Do you know what the insurance company is looking for when they are asking for a statement? They’re not just trying to get information that will help you; rather, they want to have information that they can use to limit their liability and avoid paying out a large amount of compensation.

They want to find any inconsistencies with your stories or ways that you can be made at fault for the accident. Keep in mind, this isn’t your insurance company that you’re dealing with in personal injury matters. It’s the other party’s insurance company who has no obligations to you.

How Having a Lawyer Can Benefit You

Hopefully you’ve never been in this situation before. However, that also means that you haven’t been vulnerable to the tactics used by the insurance company; therefore, you don’t know what to expect. This is where having a lawyer comes into play.

An attorney can help you understand what you have to tell the insurance company, as well as things you can keep to yourself regarding the situation. An attorney can also speak with the insurance company on your behalf, preventing them from receiving any contradictory statements that would normally be used against you.

At Templeton Smithee Hayes Heinrich & Russell, LLP, we represent clients across the Texas panhandle and eastern New Mexico against large insurance companies looking to take advantage of the rights of the injured.

Our car accident attorneys work hard to help you understand what rights you have and protect them every step of the way. Trust us to be in your corner, protecting you from any potential obstacles that may be thrown your way, and pursue the compensation you deserve.

Contact us at (806) 397-0300 today.

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